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The Best Way to Split Expenses in 2026
We reviewed the top methods (apps, spreadsheets, mental math) to find the absolute best way to share costs.
1. Dedicated Web Apps
Tools like SplitExpenses represent the modern standard: fast, mobile-friendly, and no-install.
2. P2P Payment Apps
Venmo and CashApp are great for sending money, but bad for calculating who owes what in complex groups.
Use a calculator for the math, and P2P apps for the transfer.
Conclusion
The best method is the one everyone agrees on. Communication is key.